Helping people realize the dream of homeownership and aiding clients in building generational wealth through real estate is my passion. Working in mortgage lending, as a Mortgage Loan Officer, for the majority of my real estate career, means my experience and knowledge of the industry allows me to tailor each loan to meet the specific needs of an individual. Everyone's story is different, so no one loan will meet everyone's needs. My job is to find that perfect fit.
We are a Mid-Sized Direct Mortgage Lender here at Certainty Home Loans. Our mission is to treat every home loan as our own, and simplify the process through expertise, transparency, and personal attention. You will never be just a number when you work with me and our Certainty Team.
Not sure which mortgage option is right for you? We’re here to help! From first-time homebuyer programs (with down payment assistance programs like FL Bond, Hometown Heroes or Chenoa) to extended rate lock options for new construction builds (including construction to perm-one time close option), we have something for just about everyone! This whirlwind market has brought more of a focus into Investor Loan types of financing, so we do have several opportunities for investors who are seeking No Income Document Loan options. A couple prime examples we have been originating a lot lately being a Debt Service Coverage Ratio (DSCR) Loans and Bank Statement Only Loans. With the unfortunate collapse of the condominium project in Miami back in 2021, financing of condos has become more complex so we go above and beyond to ensure a smooth and fast process in evaluating projects plus have options for non-warrantable condos, as well. We receive inquiries all the time about Appraisal Gap options and how to overcome, so I offer training for real estate agents and clients alike on what that means and how to proceed to the finish line when encountered. One great way to overcome that situation is by utilizing our 203k Renovation Loan product to not only fill the gap but also to help clients come out of pocket with less and move into a house that is more turn key than they anticipated! Whether you are looking for a fixed rated rate loan for the purchase of a single family home, or, an Interest Only, refinance loan for your multi family property- we will make it happen!
- VA LOANS
- JUMBO FINANCING
- FHA LOANS
- CONVENTIONAL LOANS
- RENOVATION LOANS
- USDA LOANS
- NON QM LOANS
Client Testimonial:
I worked with Dena, she is truly an amazing human being, She explained everything to me in ways I would understand. As a first time home buyer I was very nervous but she kept me calm and informed about the whole process. I will definitely recommend working with her, she went above and beyond for my family and I. I am so blessed to have found her.
-Liz E
Get Pre-Qualified Today at: www.certaintyhomeloans.com/denaglassco
or text 614-286-5543 to schedule an appointment and talk through your goals.
