Jim is a licensed Mortgage Loan Originator and can originate in 27 states. So, no matter where your client, friend or family member is needing a loan professional, he can help. Jim has worked with several banks in the past, but has found a home with American Bancshares and can offer all the standard loans every lender can offer such as :
• Adjustable-Rate Mortgages (ARMS)
• Bank Statement Loans
• Bonds/DPAs and Hometown Heroes (HTH)
• Construction to Perm Loans with as little as 5% down and one-time close
• Conventional Loans
• Foreign National Loans
• Government Loans FHA / USDA / VA
• Jumbo Loans
• No Doc / Investor Loans (DSCR)
Jim offers an exclusive Approval service for clients, where he covers the cost of pre-contract underwriting. Once your client achieves his approval, they can confidently enter the market with the equivalent of a cash offer, even in highly competitive situations. This assurance enables them to close deals within 14 days, with the only remaining requirement being the house's approval through underwriting. This streamlined process significantly enhances the buying experience and success rate.
Jim also has exceptional Commercial lending up to $20M available and for those "need it now" circumstances, Over $500M in Private Money partners that can close within 7 days!
Testimonials
4/10/2023
Excellent
zuser201701280618060 from Kissimmee, FL
Excellent, I definitely appreciate the opportunity to work with James and his team and I would recommend to him for anyone, or any company based on his competence and responsibilities to solve problems and face challenges.
4/6/2023
Amazing work Jim!!!
Suelen dos Santos from Fort Mc Coy, FL
Working with Jim was an amazing experience, he explained everything clearly & he made sure to help us find every way he could so we can find and close a home we would love... He was always following up and keeping us updated all the way through the closing of the home. We just did our closing yesterday and were very excited to enjoy the new Vacation home. Thank you so much Jim and all your team for helping us out.
2/17/2023
Very smart agent
amirgalile1977 from Fort Lauderdale, FL
Jim was very clever and saved the transaction after we lost the hope so he recreate the transaction again and made it possible after 2 months of trying with another agent
11/4/2022
Jim is the man
Alexander from Largo, FL
Highly knowledgeable, professional and just an all-around good guy. Jim is helping me with a refinance and has made the whole process easier than I expected.